Fractional CFO for builders and trades

Start with your business

Dates that move your cash

Each is stated in general terms with its source. Your legal adviser or tax adviser can confirm how it applies to your business.

• Two months before a shutdown

  The building, electrical and plumbing awards require two months' written notice of a Christmas shutdown, or a shorter period agreed with most of the affected staff, and allow a written direction to take accrued paid leave during it. For a shutdown from 22 December 2026, the two months began on 22 October. Source: Fair Work Commission award MA000020, clause 31.3

• 22 December to 10 January

  No business days count from 22 December to 10 January under the BIF Act. On the default terms a progress payment is due 10 business days after the claim, so by our count a claim given on Monday 21 December 2026 is due on Friday 22 January 2027, while wages and super keep going out. Source: QBCC

• 31 December 2026

  Annual financial reporting is due by 31 December 2026, or the date on your QBCC notice, for categories 1 to 7 and every company licensee. Every licensee must meet a current ratio of at least 1 to 1 and the net tangible assets for its category at all times, with at least $46,000 for a builder. Source: QBCC

• 28 February 2027

  The October to December BAS is due on 28 February 2027, a Sunday, so lodgment and payment move to Monday 1 March. On the accruals basis it carries the GST on every claim issued in the quarter, December's included. Source: ATO

• 1 July 2027

  The general waste levy, which applies to construction and demolition waste, rises from $135 to $145 a tonne in the metropolitan zone and from $100 to $103 a tonne in the regional levy zone. Source: Queensland Government

Each date checked against its source on 20 October 2026.

Tools built for builders and trades

Free, with the result on screen straight away.

Five free tools on the ProfitPulse tools site, each with its result on screen straight away.

• Debtor Days Diagnostic
• Trapped Cash Estimator
• Cash Runway and Buffer Check
• Break Even and Margin of Safety
• Indicative Valuation Range

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How we work with builders and trades

Every engagement starts with a diagnostic of your numbers and the way the business makes and spends its cash. It then settles into a monthly rhythm of reporting, forecasting and decisions, alongside your accountant and bookkeeper.

• Fractional CFO partnership from $3,750 a month
• Indicative valuation from $4,500
• Comprehensive valuation from $13,500

Engagements usually stay at the starting price. Some need closer oversight or a deeper assessment, and the scope and fee rise to match. Find your fit confirms your price based on the characteristics of your business, and the pricing page explains how everything is sized.

ProfitPulse was founded by a Chartered Accountant and former infrastructure investment banker.