Fractional CFO for property businesses

Start with your business

Dates that move your cash

Each is stated in general terms with its source. Your legal adviser or tax adviser can confirm how it applies to your business.

• Property · Checked 28 October 2026

  Since 1 July 2026: AML/CTF duties for agents and developers

  Certain services that real estate agents, buyer agents and property developers provide carry AML/CTF duties: enrolment with AUSTRAC, an AML/CTF program, customer checks, reports on physical cash of $10,000 or more within 10 business days, suspicious matter reports, and records kept for 7 years for most obligations. Source: AUSTRAC, obligations for tranche 2 entities

• Property · Checked 28 October 2026

  From 1 July 2027: Negative gearing and capital gains changes

  Negative gearing for residential investors is limited to new builds from 1 July 2027, with properties held at 7.30 pm AEST on 12 May 2026 exempt. For individuals, trusts and partnerships the 50 per cent capital gains discount gives way to cost base indexation and a 30 per cent minimum tax on gains that accrue after 1 July 2027. Source: ATO, reforming negative gearing and capital gains tax

• Property · Checked 28 October 2026

  Since 1 July 2026: Payday Super on every pay run

  Super must reach the fund within 7 business days of each payday, unless a longer period applies, so the cash for super leaves with every pay run. Source: ATO, super guarantee due dates

• Property · Checked 28 October 2026

  Set by your audit period: Trust account audit report

  A licensed agent holding trust money lodges the trust account audit report within four months after the end of the agency audit period. Source: Queensland Government, trust account audits in the property industry

• Property developers · Checked 28 October 2026

  Midnight 30 June 2027: Land tax for 2027 to 2028

  Queensland land tax for 2027 to 2028 is assessed on the land held at midnight on 30 June 2027. Source: Queensland Revenue Office, about land tax

Each date checked against its source on 28 October 2026.

Tools to start with

Five free tools on the ProfitPulse tools site, each with its result on screen straight away.

• Indicative valuation range
• Cash runway and buffer check
• Revenue per FTE calculator
• Funding readiness and debt capacity calculator
• Exit readiness scorecard

• Property managers and rent rolls · 6 min readThe rent roll multiple: what actually determines what a real estate agency is worth
• Real estate agencies · 6 min readReal estate agencies: the steady income you may be underpricing
• Real estate agencies · 6 min readThe spring listing surge: why agencies feel busiest when cash is tightest
• Industry Focus · 6 min readProperty developers plan in years and get caught in months
• Valuation and Exit · 7 min readSame industry, different multiples: what separates a 3x business from a 6x one
• Capital and Finance · 6 min readMatching your finance to the asset it is buying

How we work with property businesses

Every engagement starts with a diagnostic of your numbers and the way the business makes and spends its cash. It then settles into a monthly rhythm of reporting, forecasting and decisions, alongside your accountant and bookkeeper.

• Fractional CFO partnership from $3,750 a month
• Indicative valuation from $4,500
• Comprehensive valuation from $13,500

Engagements usually stay at the starting price. Some need closer oversight or a deeper assessment, and the scope and fee rise to match. Find your fit confirms your price based on the characteristics of your business, and the pricing page explains how everything is sized.

ProfitPulse was founded by a Chartered Accountant and former infrastructure investment banker.