Healthcare practices · Owner led · $1M to $20M
Healthcare Hub: fractional CFO for healthcare practices
Business advice for owners of GP and medical centres, dental practices and allied health practices. We help you see where the practice makes and loses money, decide on billing and price changes with the numbers in front of you, and build a practice that is worth more when you sell.
Three kinds of practice
GP and medical centres
Billing models and the Bulk Billing Practice Incentive Program, service fees and doctor retention, room utilisation, and buying in or selling.
The GP and medical centres page models the bulk billing decision for a six doctor practice.
Dental practices
Chair utilisation, oral health therapist scheduling, recall, fee reviews, associate arrangements and practice sales.
The dental practices page models chair time and recall in a four chair practice.
Allied health practices
Clinician utilisation, the mix of NDIS and private clients, price limit changes, contractor or employee models and waitlists.
The allied health page models unchanged NDIS price limits against rising wages.
Why practice economics are different
Funded and capped fees
Much of a practice’s income is set by someone else. Medicare benefits, NDIS price limits and health fund rebates cap what many services earn, so profit comes from what the practice controls: its mix of services, its private fees and how well its time is used.
Contractor and service fee models
Many doctors and allied health clinicians work as contractors who pay the practice a service fee, often a share of what they bill. The fee level decides how the practice covers rooms, staff and systems, and it shapes whether good clinicians stay.
Clinician utilisation
A full diary can hide unpaid time: gaps between appointments, notes and reports, cancellations and travel. The share of paid hours that is billed is often the biggest lever a practice has.
Price changes on fixed dates
Medicare fees are usually indexed each July, NDIS price limits are reset each financial year and award wages move every year. The dates that change a practice’s margin are known in advance, so each change can be modelled before it lands.
Policy watch
What has changed for practices
GP and medical · Checked 18 October 2026
Bulk Billing Practice Incentive Program
12.5 per cent of the MBS benefit on eligible services, split evenly between GP and practice and paid quarterly, for practices that bulk bill every eligible service and are registered with MyMedicare.
GP and medical · Checked 18 October 2026
Standard GP consultation, from 1 July 2026
MBS item 23 pays $45.05, and the metropolitan bulk billing incentive, item 75870, pays $22.40.
Source: MBS Online
Allied health · Checked 18 October 2026
NDIS therapy price limits, 2026 to 2027
Psychology rose to $252.99 an hour. Physiotherapy stayed at $183.99, and occupational therapy and speech pathology at $193.99.
Source: NDIS Pricing Schedule 2026 to 2027, effective 24 September 2026
Free Healthcare Hub tools
Run your own practice numbers
Built on public Medicare and NDIS figures, each dated. Your headline result shows without signing in.
GP and medical
Bulk billing switch
What the Bulk Billing Practice Incentive Program would mean for your practice and for each doctor, on your own fees and volumes. Open the bulk billing switch.
Allied health
NDIS price limit impact
What this year’s NDIS price limits and your next wage rise mean for your margin, and the billable share that absorbs them. Open the NDIS price limit impact.
GP, dental and allied health
Practice budget template
A 12 month budget for your practice from a few plain questions, ready to download for Excel with its formulas. Open the practice budget template.
Medical practice valuation
An indicative range, based on maintainable earnings after a market wage for every owner doctor. Open the medical practice valuation.
Dental practice valuation
An indicative range, based on maintainable earnings after a market wage for every owner dentist. Open the dental practice valuation.
Allied health practice valuation
An indicative range, based on maintainable earnings after a market wage for every owner clinician. Open the allied health practice valuation.
Also useful for practices
These free tools give a first read on the numbers practice owners ask us about most.
- Indicative Valuation Range: a first view of what your practice could be worth.
- Payroll to Revenue Benchmark: whether clinical and front desk wages sit in a sensible range for your revenue.
- Revenue per FTE Calculator: revenue for each full time equivalent clinician and staff member.
- Debtor Days Diagnostic: how quickly private accounts, third party payers and NDIS claims turn into cash.
- Cash Runway Calculator and Buffer Check: how long your cash would last through a slow quarter or the loss of a clinician.
Articles
Reading for practice owners
- The profit question behind every booked room in a medical practice
- Where dental practices leave revenue on the chair through recall
- The billable hour gap most allied health practices have never measured
- The payor mix question every allied health practice faces
- The July cash gap that catches NDIS providers
You can also browse the blog library’s general practice articles, dental articles or allied health articles.
How we work with practices
1
A diagnostic in the first weeks
Every engagement starts with a diagnostic. In the first weeks we read your financial statements, billing and appointment data, contractor and service fee agreements and staffing, then set out what drives your profit, where cash sits and the decisions that matter most this year.
2
Then a monthly rhythm
The work then settles into a monthly rhythm of a short report, a rolling cash forecast and a meeting to decide what happens next.
3
Alongside your team
We work alongside your accountant, bookkeeper and practice manager and never replace them. Most of the work is virtual, with visits to the practice when they help, across Brisbane, the Gold Coast, the Sunshine Coast and the other places we serve.
The fractional CFO partnership starts from $3,750 a month, and the pricing page explains how each engagement is sized.
- Fractional CFO partnership from $3,750 a month
- Indicative practice valuation from $4,500
- Comprehensive valuation from $13,500
Talk through your practice’s numbers
A 45 minute discovery call is complimentary, and you will come away with at least one practical observation about your practice.
